Forum Overview :: Tansin A. Darcos's Alter Ego
 
Re: Credit cards and cheque cards. by Commander Tansin A. Darcos 11/15/2015, 2:41pm PST
Another thing, for Check Cards - which is technically a servicemark of Visa International - an ATM card carrying a bank card logo such as Visa or (rarely) Mastercard, the protection of the $50 maximum liability for fraudulent use is not applicable, the law is different but I have had accounts with more than one bank where I've had someone use my check card without my knowledge or permission and the bank has always credited me for the loss.

So banks generally treat fraudulent transactions, whether by credit or debit card as having $0 liability. And the other thing is almost all US banks issue Visa debit as their ATM card; Cittibank offers debit Mastercard and some smaller banks do too.

I have 6 cards I think, and none of my credit cards is branded Mastercard.
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