Forum Overview :: Rants
 
Free Credit Score and its lack of ideas cause they want people to be in trouble by Tansin A. Darcos (TDARCOS) 10/05/2011, 5:29am PDT
The Free Credit Score people who lie from the beginning because you don't really get scores for free, you pay one way or another. They hit you for a monthly fee every month unless you cancel your subscription, which is always a lot easier to get stuck in than to get out of.

Anyway, the latest commercial has the story of a girl who goes to college and her parents cosign her credit card, supposedly so she'd have it for emergencies. And of course, she immediately goes out and blows the limit on the card on stupid an unimportant things.

Common sense says you do not co-sign a credit line for your teenager, if you want them to learn how to manage a credit card, you either have them set up a prepaid card or a secured card. This limits them to the amount of money in the account and if they get themselves in trouble it's their problem and you do not bail them out.

But, of course, Free Credit Score does not give any information about this because they're owned by one of the credit reporting companies - Experian, I think - and doesn't want people to find ways not to put more records on their credit. So they offer no solution to the problem.
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Free Credit Score and its lack of ideas cause they want people to be in trouble by Tansin A. Darcos (TDARCOS) 10/05/2011, 5:29am PDT NEW
    Free Credit Score and its lack of ideas cause they want people to be in trouble by Ice Cream Jonsey 10/05/2011, 7:23am PDT NEW
        My credit is so bad I should steal identities of identity thieves by Tansin A. Darcos (TDARCOS) 10/05/2011, 6:36pm PDT NEW
            Nope by Mr. Kool 10/06/2011, 9:24pm PDT NEW
                You have it slightly incorrect by Tansin A. Darcos (TDARCOS) 10/09/2011, 3:54am PDT NEW
 
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